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Inherited IRA Rules: The 10-Year Rule and Your Options
Inherited an IRA? Most beneficiaries must empty it within 10 years, and some must also take yearly withdrawals. Spouse options, inherited Roth IRAs, taxes and penalties, explained from IRS Publication 590-B.
60s+Required Minimum Distributions (RMDs) Explained
What RMDs are, the age they start, how they're calculated, which accounts they apply to, and the steep penalty for missing one — in plain English, with IRS sources.