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All ages

What a 'Vanguard Retirement' Means

People often say they want a 'Vanguard retirement.' What they usually mean is a low-cost, index-fund, do-it-simply approach. Here's the philosophy behind it, how target-date funds work, and why fees quietly make or break a retirement.

30s

In Debt at 30? How to Balance Debt and Retirement Saving

In debt at 30 and torn between paying it off or saving for retirement? It's not all-or-nothing. Here's how to balance debt payoff and retirement saving, which debts to attack first, why the employer match always comes first, and why you shouldn't pause investing entirely in your 30s.