📈 Inflation

Inflation quietly raises the cost of everything you'll buy in retirement. Enter what you spend (or any amount) and see what the same lifestyle will cost years from now — and how much buying power your dollars lose along the way.

Assumes a constant annual inflation rate compounding each year. The Federal Reserve targets about 2% over the long run, while historical CPI has averaged roughly 3% — set the rate to whatever you want to plan around. Source: BLS Consumer Price Index. Educational information, not financial advice.

Want the bigger picture? Read how inflation impacts retirement, or check whether you're on pace with the how much do you need to retire calculator.