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Required Minimum Distributions (RMDs) Explained

What RMDs are, the age they start, how they're calculated, which accounts they apply to, and the steep penalty for missing one — in plain English, with IRS sources.

When Can I Retire? The Exact Ages, Rules, and Amounts

When Can I Retire? The Exact Ages, Rules, and Amounts

‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.