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Can You Hold Crypto in an IRA?

You can hold Bitcoin and other crypto in an IRA, and it can be one of the most tax-efficient ways to own it. This guide covers both routes — a self-directed crypto IRA and a spot ETF in a normal IRA — plus fees, rules, and the mistakes that trigger taxes.

All ages

Bitcoin ETFs in Your IRA or 401(k)

Spot Bitcoin ETFs let you add crypto to an IRA or 401(k) as easily as buying a stock — no wallets, no keys, no special custodian. Here's how they work, how they compare to owning coins directly, and how to buy one inside a retirement account.

All ages

Crypto in a Roth IRA: Tax-Free Growth

A Roth IRA lets qualified gains grow and come out completely tax-free — uniquely powerful for a high-growth, high-volatility asset like crypto. This guide covers why it fits, how to open one, contribution and income limits, the backdoor Roth, and the pitfalls to avoid.

All ages

Crypto in a 401(k): Can You Hold Bitcoin at Work?

Most 401(k) plans don't offer crypto directly, but there are a few ways in — and some important warnings from regulators. This guide covers brokerage windows, direct Bitcoin options, the DOL's stance, why the employer match still comes first, and how an IRA can fill the gap.