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Bitcoin ETFs in Your IRA or 401(k)

Spot Bitcoin ETFs let you add crypto to an IRA or 401(k) as easily as buying a stock — no wallets, no keys, no special custodian. Here's how they work, how they compare to owning coins directly, and how to buy one inside a retirement account.

All ages

Crypto in a 401(k): Can You Hold Bitcoin at Work?

Most 401(k) plans don't offer crypto directly, but there are a few ways in — and some important warnings from regulators. This guide covers brokerage windows, direct Bitcoin options, the DOL's stance, why the employer match still comes first, and how an IRA can fill the gap.