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When to Claim Social Security: Age 62 vs 67 vs 70

Claiming Social Security at 62, at full retirement age, or at 70 changes your monthly check for life. Here's how the trade-off works and how to decide.

When Can I Retire? The Exact Ages, Rules, and Amounts

When Can I Retire? The Exact Ages, Rules, and Amounts

‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.