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What a 'Vanguard Retirement' Means

What a 'Vanguard Retirement' Means

People often say they want a 'Vanguard retirement.' What they usually mean is a low-cost, index-fund, do-it-simply approach. Here's the philosophy behind it, how target-date funds work, and why fees quietly make or break a retirement.

How to Plan for Retirement in Your 30s

How to Plan for Retirement in Your 30s

Two goals, one guide: how to plan for retirement in your 30s, and whether you could actually retire during your 30s. Here's the early-retirement (FIRE) math, the savings rates it takes, and a clear, step-by-step plan to build wealth automatically without sacrificing the life you're building now.