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2025 Retirement Contribution Limits: Every Account, Side by Side

The 2025 IRS contribution limits for every major retirement account — 401(k), 403(b), 457(b), IRA, SIMPLE, SEP, Solo 401(k) and the HSA — with catch-up amounts and the new SECURE 2.0 super catch-up, in one table.

All ages

TRS vs. 403(b) for Texas Teachers: How They Actually Work Together

For Texas teachers, TRS and a 403(b) aren't an either/or choice: TRS is your automatic pension, and a 403(b) or 457(b) is how you save on top. Here's how each works, why it matters that many Texas teachers don't get Social Security, and the 2025 WEP/GPO repeal.