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How to Get to Early Retirement

Early retirement isn't luck or a huge salary — it's mostly your savings rate. This explains the simple math of financial independence, the 4% rule, how long it takes at different savings rates, and how to bridge the gap before traditional retirement accounts open.

All ages

At What Age Can You Retire? Every Milestone, Explained

At what age can you retire? Legally there's no minimum — you can retire whenever you can afford it. But a series of specific ages unlock penalty-free access to your money and your benefits: 55, 59½, 62, 65, 67, 70, and 73. Here's each one explained, with the numbers and a claiming-age chart.

All ages

How to Retire Early: The Step-by-Step FIRE Playbook

Retiring early is possible, but it runs on math, not luck: reach financial independence by saving a large share of your income and investing the rest, until your portfolio covers your spending. Here's the step-by-step FIRE playbook — the number, the savings rate, and how to access your money before 59½.

All ages

When Can I Retire? The Exact Ages, Rules, and Amounts

‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.