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Social Security Retirement, Explained

Social Security is the backbone of most U.S. retirements. This explains how your benefit is calculated, how claiming age changes it, spousal and survivor benefits, and how to check your own numbers.

All ages

What Is a Retirement Age?

There isn't one retirement age — there are several, each unlocking something different: penalty-free withdrawals, Social Security, Medicare, and required withdrawals. Here's what each key age actually means.