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Retirement Planning for Lawyers & Attorneys

Retirement planning for lawyers: how to handle a high income, a late start with student debt, and the firm structures — associate, partner, solo — that decide which plans (401(k), cash-balance, solo 401(k)) fit.

All ages

Free Retirement Calculators & Tools: FINRA, SSA, Portfolio & Savings-Goal

A guide to the best free retirement calculators and tools — savings-goal, portfolio analyzer, compound interest, plus the official SSA and FINRA tools — and when to use each.

50s

Best States to Retire: The Top 10, Ranked

Which states are best for retirement? We rank the top 10 US states for retirees — weighing taxes, cost of living, climate, and healthcare — with a clear reason for each. Florida, Tennessee, and Texas lead the list, but tax dark-horses like Pennsylvania earn a spot too.

30s

How to Get to Early Retirement

Early retirement isn't luck or a huge salary — it's mostly your savings rate. This explains the simple math of financial independence, the 4% rule, how long it takes at different savings rates, and how to bridge the gap before traditional retirement accounts open.

All ages

At What Age Can You Retire? Every Milestone, Explained

At what age can you retire? Legally there's no minimum — you can retire whenever you can afford it. But a series of specific ages unlock penalty-free access to your money and your benefits: 55, 59½, 62, 65, 67, 70, and 73. Here's each one explained, with the numbers and a claiming-age chart.

All ages

How Much Do You Need to Retire? By Household, With Real Numbers

How much do you need to retire? It depends on your life. A single renter, a mortgage-free homeowner, a couple, and a family need very different amounts. Here's the simple formula, the bare-minimum floor, and specific nest-egg targets for each household type.

All ages

Retirement Planning: Where to Begin

If retirement planning feels overwhelming, the fix is an order of operations. This is a clear, step-by-step starting path that works whether you're 25 or 55, plus the benchmarks to measure progress.

All ages

What Is Retirement? A Complete, Plain-English Guide

Retirement is the stage of life when you stop working for income and live on money you've built up — from Social Security, employer plans, and personal savings. A complete, plain-English guide to what retirement is, where the money comes from, how much you need, and when you can retire.

All ages

How to Retire Early: The Step-by-Step FIRE Playbook

Retiring early is possible, but it runs on math, not luck: reach financial independence by saving a large share of your income and investing the rest, until your portfolio covers your spending. Here's the step-by-step FIRE playbook — the number, the savings rate, and how to access your money before 59½.

All ages

When Can I Retire? The Exact Ages, Rules, and Amounts

‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.

40s

Retirement Planning in Your 40s

Your 40s are the highest-leverage decade to secure retirement: check where you stand, max the right accounts, and balance college, debt, and saving. A practical, step-by-step plan.

All ages

How Much Crypto Should Be in Your Retirement Portfolio?

There's no official number, but a disciplined framework beats guessing. This guide covers the 'only what you can afford to lose' rule, common 1–5% guardrails, how age changes the answer, rebalancing, and dollar-cost averaging into a position without trying to time the market.

Retirement goals

Retirement Planning by Profession: 2026 Targets & Account Limits

How your profession changes your retirement math — 2026 IRS contribution limits, a computed nest-egg target for your income, pensions, and self-employed accounts.

40s

Catching Up on Retirement in Your 40s (When You Didn't Plan)

Behind on retirement in your 40s? You're not out of time — with 20+ years left, an aggressive savings rate, catch-up contributions, and a few focused moves can still build a real nest egg. Here's a step-by-step catch-up plan for people who didn't get an early start.

30s

In Debt at 30? How to Balance Debt and Retirement Saving

In debt at 30 and torn between paying it off or saving for retirement? It's not all-or-nothing. Here's how to balance debt payoff and retirement saving, which debts to attack first, why the employer match always comes first, and why you shouldn't pause investing entirely in your 30s.

All ages

How to Buy a Bitcoin ETF in a Roth IRA

A step-by-step guide to holding a spot Bitcoin ETF (IBIT, FBTC, and more) inside a tax-free Roth IRA — which brokerages allow it, the contribution limits, and what to watch for.

All ages

Should You Hold Bitcoin in an IRA? Pros, Cons & How It Works

Should you hold bitcoin in an IRA? It's legal, and the tax advantages are real — a Roth crypto IRA means any bitcoin gains come out completely tax-free. But volatility, fees, and custody make it a small-slice decision, not a core holding. Here's the honest case for and against, and how to actually do it.

All ages

Crypto Roth IRA: How to Hold Crypto in a Roth IRA Tax-Free (2026)

Yes, you can hold crypto in a Roth IRA — through a spot Bitcoin ETF or a self-directed IRA. Here are the tax advantages, contribution limits, and how to open one.