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8 results for “claiming”.
Articles (8)
All articlesWhen to Claim Social Security: Age 62 vs 67 vs 70
Claiming Social Security at 62, at full retirement age, or at 70 changes your monthly check for life. Here's how the trade-off works and how to decide.
All agesFree Retirement Calculators & Tools: FINRA, SSA, Portfolio & Savings-Goal
A guide to the best free retirement calculators and tools — savings-goal, portfolio analyzer, compound interest, plus the official SSA and FINRA tools — and when to use each.
50s
Is Social Security Raising the Retirement Age?
The Social Security 'full retirement age' has already risen from 65 to 67, and proposals to raise it further come up regularly. Here's what's actually changed, what's being proposed, and how to plan through the uncertainty.
All ages
At What Age Can You Retire? Every Milestone, Explained
At what age can you retire? Legally there's no minimum — you can retire whenever you can afford it. But a series of specific ages unlock penalty-free access to your money and your benefits: 55, 59½, 62, 65, 67, 70, and 73. Here's each one explained, with the numbers and a claiming-age chart.
All ages
How Much Do You Need to Retire? By Household, With Real Numbers
How much do you need to retire? It depends on your life. A single renter, a mortgage-free homeowner, a couple, and a family need very different amounts. Here's the simple formula, the bare-minimum floor, and specific nest-egg targets for each household type.
All ages
Social Security Retirement, Explained
Social Security is the backbone of most U.S. retirements. This explains how your benefit is calculated, how claiming age changes it, spousal and survivor benefits, and how to check your own numbers.
60s
What Is the Best Retirement Age?
There's no single best retirement age, but there are clear, measurable trade-offs at each common age. This breaks down what changes for your Social Security, Medicare, savings, and taxes at 62, 65, 67, and 70.
All ages
When Can I Retire? The Exact Ages, Rules, and Amounts
‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.