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42 results for “retirement”.

Articles (30)

How Inflation Impacts Retirement (And How Much More You'll Need)

Inflation quietly raises the cost of the same retirement lifestyle every year. See how much more you'll need in the decades ahead versus the past — and how to protect your savings.

All ages

Social Security Retirement, Explained

Social Security is the backbone of most U.S. retirements. This explains how your benefit is calculated, how claiming age changes it, spousal and survivor benefits, and how to check your own numbers.

70s+

Retirement Planning in Your 70s and Beyond

In your 70s the focus shifts to required minimum distributions, healthcare costs, and passing on what's left efficiently and on your terms.

All ages

Retirement Planning: Where to Begin

If retirement planning feels overwhelming, the fix is an order of operations. This is a clear, step-by-step starting path that works whether you're 25 or 55, plus the benchmarks to measure progress.

All ages

What Is Retirement? A Complete, Plain-English Guide

Retirement is the stage of life when you stop working for income and live on money you've built up — from Social Security, employer plans, and personal savings. A complete, plain-English guide to what retirement is, where the money comes from, how much you need, and when you can retire.

50s

The Best Places to Retire in the US: Cities and Towns

The best place to retire in the US depends on your budget, climate, and lifestyle, but a handful of cities and towns keep topping the lists. Here's a detailed guide to what makes a place great for retirement, the most tax-friendly states, and standout cities and towns for warmth, the outdoors, healthcare, and low cost.

All ages

How Much Should You Have Saved for Retirement by Age?

Age-based retirement savings benchmarks as multiples of your salary: 1x by 30, 3x by 40, 6x by 50, and 10x by age 67 — with a chart, a dollar table, what they assume, and how to catch up if you're behind.

60s

What Is the Best Retirement Age?

There's no single best retirement age, but there are clear, measurable trade-offs at each common age. This breaks down what changes for your Social Security, Medicare, savings, and taxes at 62, 65, 67, and 70.

All ages

How to Retire Early: The Step-by-Step FIRE Playbook

Retiring early is possible, but it runs on math, not luck: reach financial independence by saving a large share of your income and investing the rest, until your portfolio covers your spending. Here's the step-by-step FIRE playbook — the number, the savings rate, and how to access your money before 59½.

All ages

When Can I Retire? The Exact Ages, Rules, and Amounts

‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.

All ages

Which Retirement Plan Do You Get? A Guide by Occupation

Your job decides your retirement toolkit. A plain-English map of which plans each type of worker gets — private-sector 401(k), teacher pensions plus 403(b)/457(b), federal FERS and the TSP, nonprofit 403(b), and self-employed SEP or Solo 401(k).

40s

Retirement Planning in Your 40s

Your 40s are the highest-leverage decade to secure retirement: check where you stand, max the right accounts, and balance college, debt, and saving. A practical, step-by-step plan.

50s

Retirement Planning in Your 50s

In your 50s you get extra 'catch-up' contribution room and a clearer view of the finish line. Time to firm up the plan and reduce risk thoughtfully.

All ages

How Much Crypto Should Be in Your Retirement Portfolio?

There's no official number, but a disciplined framework beats guessing. This guide covers the 'only what you can afford to lose' rule, common 1–5% guardrails, how age changes the answer, rebalancing, and dollar-cost averaging into a position without trying to time the market.

Retirement goals

Retirement Planning by Profession: 2026 Targets & Account Limits

How your profession changes your retirement math — 2026 IRS contribution limits, a computed nest-egg target for your income, pensions, and self-employed accounts.

All ages

Crypto Tax Strategies for Retirement

From the one-year holding rule to tax-loss harvesting (which crypto uniquely allows today) to donating appreciated coins and timing income in low-bracket years, these are practical, legal strategies to reduce the tax drag on crypto over a lifetime.

All ages

How Is Cryptocurrency Taxed? A Retirement Investor's Guide

The IRS treats crypto as property, so most transactions trigger capital gains or losses. This guide breaks down taxable events, short- vs long-term rates, staking and mining income, cost-basis methods, reporting forms, and the one move that makes all of it disappear: holding crypto in a retirement account.

All ages

Bitcoin ETFs in Your IRA or 401(k)

Spot Bitcoin ETFs let you add crypto to an IRA or 401(k) as easily as buying a stock — no wallets, no keys, no special custodian. Here's how they work, how they compare to owning coins directly, and how to buy one inside a retirement account.

All ages

Can You Hold Crypto in an IRA?

You can hold Bitcoin and other crypto in an IRA, and it can be one of the most tax-efficient ways to own it. This guide covers both routes — a self-directed crypto IRA and a spot ETF in a normal IRA — plus fees, rules, and the mistakes that trigger taxes.

40s

Catching Up on Retirement in Your 40s (When You Didn't Plan)

Behind on retirement in your 40s? You're not out of time — with 20+ years left, an aggressive savings rate, catch-up contributions, and a few focused moves can still build a real nest egg. Here's a step-by-step catch-up plan for people who didn't get an early start.

30s

In Debt at 30? How to Balance Debt and Retirement Saving

In debt at 30 and torn between paying it off or saving for retirement? It's not all-or-nothing. Here's how to balance debt payoff and retirement saving, which debts to attack first, why the employer match always comes first, and why you shouldn't pause investing entirely in your 30s.

All ages

How to Buy a Bitcoin ETF in a Roth IRA

A step-by-step guide to holding a spot Bitcoin ETF (IBIT, FBTC, and more) inside a tax-free Roth IRA — which brokerages allow it, the contribution limits, and what to watch for.

All ages

What Retirement Plans Are — and How to Set and Achieve Them

'Retirement plan' means two things: the accounts (401(k), IRA, Roth, pension, HSA) and the actual plan for using them. This covers both — what each account does, and a repeatable system to set goals and hit them.

All ages

What Is a Retirement Age?

There isn't one retirement age — there are several, each unlocking something different: penalty-free withdrawals, Social Security, Medicare, and required withdrawals. Here's what each key age actually means.

All ages

TRS vs. 403(b) for Texas Teachers: How They Actually Work Together

For Texas teachers, TRS and a 403(b) aren't an either/or choice: TRS is your automatic pension, and a 403(b) or 457(b) is how you save on top. Here's how each works, why it matters that many Texas teachers don't get Social Security, and the 2025 WEP/GPO repeal.

60s

Retirement Planning in Your 60s

Your 60s are about transition: when to claim Social Security, how Medicare works, and how to withdraw from savings without running out.

30s

How to Plan for Retirement in Your 30s

Two goals, one guide: how to plan for retirement in your 30s, and whether you could actually retire during your 30s. Here's the early-retirement (FIRE) math, the savings rates it takes, and a clear, step-by-step plan to build wealth automatically without sacrificing the life you're building now.

All ages

iTrustCapital Crypto IRA Review: Fees, Pros & Cons

iTrustCapital is a well-known crypto IRA provider, letting you hold cryptocurrency and physical gold or silver inside a tax-advantaged IRA. Its draw is a no-monthly-fee, per-trade pricing model and Roth tax-free growth. Here's an honest review — how it works, the fees, the pros and cons, and who it suits.

All ages

Crypto IRA Rules: Eligible Coins, Contribution Limits & Taxes

Crypto IRA rules confuse people because two systems overlap: normal IRA rules and how the IRS treats crypto as property. Short version — you fund it with cash up to the regular IRA limit, the provider decides which coins are eligible, and inside a Roth the growth is tax-free. Here are the rules in plain English.

All ages

Should You Hold Bitcoin in an IRA? Pros, Cons & How It Works

Should you hold bitcoin in an IRA? It's legal, and the tax advantages are real — a Roth crypto IRA means any bitcoin gains come out completely tax-free. But volatility, fees, and custody make it a small-slice decision, not a core holding. Here's the honest case for and against, and how to actually do it.