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60s+

Required Minimum Distributions (RMDs) Explained

What RMDs are, the age they start, how they're calculated, which accounts they apply to, and the steep penalty for missing one — in plain English, with IRS sources.

All ages

Retirement Planning for Lawyers & Attorneys

Retirement planning for lawyers: how to handle a high income, a late start with student debt, and the firm structures — associate, partner, solo — that decide which plans (401(k), cash-balance, solo 401(k)) fit.

50s

Crypto Estate Planning: Passing Bitcoin to Your Heirs

Crypto's biggest inheritance risk isn't taxes — it's lost access. This guide covers building a secure access plan, the trade-off between self-custody and custodial accounts, beneficiary designations, the step-up in basis, and how to make sure your heirs can actually recover what you leave them.

All ages

Crypto in a 401(k): Can You Hold Bitcoin at Work?

Most 401(k) plans don't offer crypto directly, but there are a few ways in — and some important warnings from regulators. This guide covers brokerage windows, direct Bitcoin options, the DOL's stance, why the employer match still comes first, and how an IRA can fill the gap.

30s

How to Get to Early Retirement

Early retirement isn't luck or a huge salary — it's mostly your savings rate. This explains the simple math of financial independence, the 4% rule, how long it takes at different savings rates, and how to bridge the gap before traditional retirement accounts open.

All ages

At What Age Can You Retire? Every Milestone, Explained

At what age can you retire? Legally there's no minimum — you can retire whenever you can afford it. But a series of specific ages unlock penalty-free access to your money and your benefits: 55, 59½, 62, 65, 67, 70, and 73. Here's each one explained, with the numbers and a claiming-age chart.

All ages

2025 Retirement Contribution Limits: Every Account, Side by Side

The 2025 IRS contribution limits for every major retirement account — 401(k), 403(b), 457(b), IRA, SIMPLE, SEP, Solo 401(k) and the HSA — with catch-up amounts and the new SECURE 2.0 super catch-up, in one table.

All ages

What Is Retirement? A Complete, Plain-English Guide

Retirement is the stage of life when you stop working for income and live on money you've built up — from Social Security, employer plans, and personal savings. A complete, plain-English guide to what retirement is, where the money comes from, how much you need, and when you can retire.

All ages

How to Retire Early: The Step-by-Step FIRE Playbook

Retiring early is possible, but it runs on math, not luck: reach financial independence by saving a large share of your income and investing the rest, until your portfolio covers your spending. Here's the step-by-step FIRE playbook — the number, the savings rate, and how to access your money before 59½.

All ages

When Can I Retire? The Exact Ages, Rules, and Amounts

‘When can I retire?’ has two answers: when the rules let you, and when you can afford to. Here are the specific ages and laws — the Rule of 55, 59½ withdrawals, Social Security from 62 to 70, Medicare at 65, and RMDs at 73 — plus the dollar-amount test for whether you can actually afford it.

All ages

Which Retirement Plan Do You Get? A Guide by Occupation

Your job decides your retirement toolkit. A plain-English map of which plans each type of worker gets — private-sector 401(k), teacher pensions plus 403(b)/457(b), federal FERS and the TSP, nonprofit 403(b), and self-employed SEP or Solo 401(k).

40s

Retirement Planning in Your 40s

Your 40s are the highest-leverage decade to secure retirement: check where you stand, max the right accounts, and balance college, debt, and saving. A practical, step-by-step plan.

All ages

Crypto Tax Strategies for Retirement

From the one-year holding rule to tax-loss harvesting (which crypto uniquely allows today) to donating appreciated coins and timing income in low-bracket years, these are practical, legal strategies to reduce the tax drag on crypto over a lifetime.

All ages

How Is Cryptocurrency Taxed? A Retirement Investor's Guide

The IRS treats crypto as property, so most transactions trigger capital gains or losses. This guide breaks down taxable events, short- vs long-term rates, staking and mining income, cost-basis methods, reporting forms, and the one move that makes all of it disappear: holding crypto in a retirement account.

All ages

Bitcoin ETFs in Your IRA or 401(k)

Spot Bitcoin ETFs let you add crypto to an IRA or 401(k) as easily as buying a stock — no wallets, no keys, no special custodian. Here's how they work, how they compare to owning coins directly, and how to buy one inside a retirement account.

All ages

Best Roth IRA for Crypto (2026): How to Choose

Comparing the two ways to hold crypto in a Roth IRA — a low-cost spot ETF vs. a self-directed crypto IRA — plus how to pick the best account for Bitcoin and other coins.

All ages

Can You Hold Crypto in an IRA?

You can hold Bitcoin and other crypto in an IRA, and it can be one of the most tax-efficient ways to own it. This guide covers both routes — a self-directed crypto IRA and a spot ETF in a normal IRA — plus fees, rules, and the mistakes that trigger taxes.

All ages

How to Buy a Bitcoin ETF in a Roth IRA

A step-by-step guide to holding a spot Bitcoin ETF (IBIT, FBTC, and more) inside a tax-free Roth IRA — which brokerages allow it, the contribution limits, and what to watch for.

All ages

What Retirement Plans Are — and How to Set and Achieve Them

'Retirement plan' means two things: the accounts (401(k), IRA, Roth, pension, HSA) and the actual plan for using them. This covers both — what each account does, and a repeatable system to set goals and hit them.

30s

How to Plan for Retirement in Your 30s

Two goals, one guide: how to plan for retirement in your 30s, and whether you could actually retire during your 30s. Here's the early-retirement (FIRE) math, the savings rates it takes, and a clear, step-by-step plan to build wealth automatically without sacrificing the life you're building now.

All ages

iTrustCapital Crypto IRA Review: Fees, Pros & Cons

iTrustCapital is a well-known crypto IRA provider, letting you hold cryptocurrency and physical gold or silver inside a tax-advantaged IRA. Its draw is a no-monthly-fee, per-trade pricing model and Roth tax-free growth. Here's an honest review — how it works, the fees, the pros and cons, and who it suits.

All ages

Crypto IRA Rules: Eligible Coins, Contribution Limits & Taxes

Crypto IRA rules confuse people because two systems overlap: normal IRA rules and how the IRS treats crypto as property. Short version — you fund it with cash up to the regular IRA limit, the provider decides which coins are eligible, and inside a Roth the growth is tax-free. Here are the rules in plain English.

20s

How to Save for Retirement in Your 20s: A Simple, Powerful Plan

Saving for retirement in your 20s is the highest-return money move you'll ever make, because you have the one thing income can't buy back: time for compounding. Here's a simple plan — how much to save, why a Roth IRA fits your 20s, and the order to do it in, even on a starter salary and with student loans.

All ages

Should You Hold Bitcoin in an IRA? Pros, Cons & How It Works

Should you hold bitcoin in an IRA? It's legal, and the tax advantages are real — a Roth crypto IRA means any bitcoin gains come out completely tax-free. But volatility, fees, and custody make it a small-slice decision, not a core holding. Here's the honest case for and against, and how to actually do it.

All ages

Crypto Roth IRA: How to Hold Crypto in a Roth IRA Tax-Free (2026)

Yes, you can hold crypto in a Roth IRA — through a spot Bitcoin ETF or a self-directed IRA. Here are the tax advantages, contribution limits, and how to open one.

All ages

Kraken Crypto IRA: How to Hold Crypto in a Retirement Account

A Kraken crypto IRA lets you hold Bitcoin and other crypto inside a tax-advantaged retirement account, using Kraken for trading and custody. Here's how it works, the tax advantages, the fees and risks to weigh, and the simpler spot-ETF alternative.